Wyndham Premier card welcome bonus climbs to 120,000 points

Wyndham Rewards is promoting sign-up offers across four co-branded credit cards, with the Earner Premier topping the group at 120,000 points. The Earner Plus offers as much as 90,000 points, while the standard Earner and Earner Business cards each provide 45,000 points. The cards differ in spending requirements, hotel-purchase bonuses, and annual fees.

The Premier bonus is divided into 90,000 points after $6,000 in purchases and payment of the annual fee in full within the first 90 days, plus 30,000 points after $750 in Hotels by Wyndham spending within 180 days. The Plus card awards 45,000 points after $1,000 in purchases in 90 days, then another 45,000 points after $500 spent at Hotels by Wyndham within 180 days.

The Earner card gives 45,000 points after $2,000 in purchases during its first 90 days and carries no annual fee. The Business card offers 45,000 points after $3,000 in purchases in 90 days and has a $95 annual fee. The Premier and Plus cards also include a 0% introductory APR for 15 months on balance transfers made within 45 days; the Plus card is free for the first year and then costs $95 annually, while the Premier card carries a $395 annual fee.

Why it matters

The spending targets must be met within 90 days, and the hotel bonuses on the Premier and Plus cards require qualifying spend within 180 days. Annual fees also affect the real value of each offer, since the Premier comes with a $395 fee while the Earner has none.