A Retiree’s $250,000 Savings Could Be Missing More Than $9,000 a Year
$250,000 at 4.00% APY earns about $10,000 over one year, or roughly $833 a month.
7 min read Published
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With the Fed on Hold, Could Mortgage Rates Still Reach 7.5%?
The Federal Reserve kept the federal funds rate unchanged, a move that matched market expectations and was not expected to trigger a major immediate shift in mortgage rates.
1 min read Published
How Much Cash to Keep in Your Checking Account — and the Reason Behind It
Keeping too much money in a checking account can mean missing out on better potential returns from investing, but keeping too little may leave you short on cash for everyday…
2 min read Published
How Retirement Spending Has Shifted: Key Differences Compared With Earlier Generations
Inflation-adjusted spending by retirees age 65 and older has increased 38% since 1990, driven mainly by housing, transportation, and healthcare.
4 min read Published
How Regular Savers Can Grow Wealth Through Disciplined Money Habits
You do not need a large paycheck to build wealth if you save regularly and make the process automatic.
3 min read Published
How I stopped Google Maps from draining my battery on long drives
Long drives in a rental car or older vehicle can quickly turn into a battery-draining experience when your phone is doing all the navigation work from a dashboard mount.
5 min read Published
Butter or Plant Oils: Which Choice Is Better for Your Health?
1 min read Published
Why So Few Retirees Get Social Security’s Largest Benefit
The largest Social Security benefit is roughly 2.5 times the average retiree’s monthly check, but only a very small share of workers ever qualify for it.
3 min read Published
7 Easy Ways to Give Old Kitchen Cabinets a Fresh, Modern Look
The 1970s left a lasting mark on home decor, and some of that style is making a comeback in kitchens, including colors like avocado green and harvest gold.
4 min read Published
5 Emergency Fund Guidelines Dave Ramsey Champions (#2 Is Essential)
Dave Ramsey is among the best-known names in personal finance, known for giving direct advice that helps people take control of their money.
3 min read Published
Current home equity loan and HELOC rates, Oct. 27, 2026
Home equity loans and home equity lines of credit, or HELOCs, allow borrowers to use the value they have built in their homes. Since these loans are secured by the property,…
5 min read Published