The Federal Reserve recently said rates remain unchanged for the moment.
Another hike could still come in the months ahead, so keeping your cash in a competitive account can help either way, whether rates rise or stay flat.
As the year winds down, it may be a good time to make sure your money is in the right place.
High-yield savings accounts with APYs as high as 5.00% can help you get ready for year-end planning.
Best high-yield savings rates available now
Featured HYSA:
New SoFi® members may qualify for a cash bonus of $50 or $400, plus a 1.10% Boost on Savings annual percentage yield (APY) with direct deposit. Terms apply. That could bring your APY to as much as 4.40% for up to six months on your savings balance from the account our experts named the Best Online Savings Account for 2026.
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