SOCU Urges Prospective Buyers to Discuss Mortgages Early

Buying a home is often one of the largest financial commitments a person will make, and SOCU is urging would-be buyers to begin talking about mortgages before they are ready to purchase.

Ryan Schmitz, a business development officer with SOCU, said the credit union provides a range of mortgage options and helps borrowers choose one that matches their needs and budget.

“We’re here to help make that process as smooth as possible,” Schmitz said.

He said starting the conversation early can help buyers better understand what to expect, how much they may be able to afford and what steps are involved in the homebuying process.

“Even if you’re not ready to buy a home today, we’ll help you understand what to expect and how much you can afford,” Schmitz said.

Schmitz added that no two homebuyers are alike, which is why a personalized approach matters throughout the process. SOCU’s team works with borrowers from the application stage through closing, answering questions and explaining available options.

SOCU also provides mortgage specials at different times during the year.

Anyone wanting more information can contact Schmitz at 815-252-8557 or visit any local SOCU branch.

His advice for people thinking about buying a home is straightforward: start the conversation early.

“Almost everybody’s situation is unique,” Schmitz said. “That’s why we encourage you to just start the conversation early, even if you’re not ready to buy a home yet.”