Is it worth delaying your state pension while you keep working?

If you do not need the income immediately, putting off your state pension can raise it by hundreds or even thousands of pounds. Here is how deferring works, along with the main advantages and drawbacks.

For many people, the state pension is the foundation of retirement income, but choosing to delay it can increase what you eventually receive.

Waiting to claim may lift your total payout by hundreds or even thousands of pounds. Even so, there are several factors to weigh up, and deferring will not always be the right decision.