Special to IFN
RALEIGH — Approved rates for Affordable Care Act health plans for the next enrollment period have been announced.
In North Carolina, individual ACA policy premiums are set to rise between 8.35% and 27.36%. For small group plans, increases will fall in the 18.78% to 19.54% range.
Open enrollment for ACA coverage will run from November 1 to January 15. Those who enroll by December 15 will have coverage start on January 1. Anyone signing up after that date will see coverage begin on February 1.
“While ACA increases are way less than last year’s, the increased cost of claims, healthcare and prescription drugs continues pushing monthly premiums higher,” Insurance Commissioner Mike Causey said. “It’s important that people buying ACA health insurance go to www.healthcare.gov, research options and choose the plans that work best for them and their families.”
Causey also said consumers who need help understanding their choices can speak with a consumer specialist at the Department of Insurance by calling 855-408-1212 on weekdays from 8 a.m. to 5 p.m.
In addition to ACA plans, Causey encouraged North Carolinians to look at other coverage options:
Job-based coverage may be the least expensive choice for many people and families. Workers whose employers offer health benefits may be eligible to enroll, even if they turned down the coverage before. In some cases, coverage may also be available through a spouse’s employer or, for people under 26, through a parent’s employer.
Private insurance is another possibility. Coverage can be purchased through an agent or broker, or directly from a health insurer. Some private plans may cost less than an ACA plan, but they should still meet the coverage needs of the buyer.
Students under 30 who are enrolled in school may qualify for a student health plan. They should contact their school to learn more.
“Whatever you do, it is important for you to maintain health insurance coverage,” Commissioner Causey said.
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